The budget does not include items such as credit card debt or automobile expenses. We recommend that you reduce these obligations before you enter school, as they cannot be considered in your financial aid budget under federal regulations.

IMPORTANT: Please contact the Haas Financial Aid Office immediately if you become aware of financial aid exceeding the Cost of Attendance. A loan return may need to be initiated if a student anticipates GSI Fee Remissions, Third Party Contract, and/or any additional Gift Aid that exceeds the Cost of Attendance.

*UC Graduate and Professional Council (UCGPC) Fee: UCGPC Fee, effective Fall 2023, is an annual opt-out fee of $7 per graduate and professional student. Funds are used to support the UC Graduate and Professional Council, which advocates on behalf of all current and prospective graduate and professional students. Students may opt out of this fee. Should a student opt out of the fee, it is encouraged that the opt-out is completed before the fifth week of instruction.

What are my direct costs?

Direct costs are items that are billed to your student account at the beginning of each term. These items include:

• Program Fees: Fees are charged by the university. For planning purposes, students should plan to make a payment by August 15 for the fall term and January 15 for the spring term.

What are my indirect costs?

Indirect costs are estimated expenses not billed to your student account. These items include:

• Housing and Food: Estimated expenses are for nine months. Divide housing and food expenses by 9 to develop a monthly housing and food budget.
• Books, Supplies, and Other Costs: Reasonable estimates of course-related materials and educational-related expenses. Creating a budget and spending plan is key to managing costs.

If you are a recipient of a scholarship and/or borrowing loans in excess of tuition and fees, you may use those resources to help cover your indirect costs.