We have compiled a comprehensive Preferred Lender List (PLL) in coordination with the UC Office of the President. The selection process considered the needs of our students in the categories of pricing, service, and technology. Below is the list provided by the UC Office of the President. International students will need a US cosigner in most case

Haas School of Business Preferred Lender List

Private loans are certified for loan periods that cannot exceed 365 days. Consequently, you will need to submit a second loan application for the second loan period. If you are approved and certified for the maximum amount (including living expenses), the amount will be disbursed equally among the terms of the loan period.

For example, if you borrow $104,400 in the first loan period (the first three terms), funds will disburse in equal portions and cover all your assessed fees. You could then apply for $69,600 for the second loan period (the last two terms), and funds will disburse in equal portions and cover all your assessed fees. The chart below shows the maximum you could borrow, more than just the assessed fees, assuming no other financial aid. In such a scenario you could borrow up to $115,134 in the first loan period and $76,756 in the second loan period.

Academic Term Summer 2017 Fall 2017 Spring 2018 Summer 2018 Fall 2018
Disbursement $38,378 $38,378 $38,378 $38,378 $38,378
Loan Period First First First Second Second

Important Notes

  • Students need to be enrolled at least half-time (6 units) each term that you wish to receive loans.
  • Our school code, if requested on your loan application, is 001312-75, UC Berkeley Haas Business School.
  • New laws will require borrowers to complete a self-certification form with information listed below before receiving loan funds. Your lender should provide this form to you during the application process. Attached is a sample of that form Private Education Loan Applicant Self-Certification. (If asked on this form, Financial Assistance includes any scholarships you have as well as any Federal Loans you have accepted on MyFinAid.)
    • Loan period dates for class of 2018 (entering May 2017)
      • First Loan Period: 5/11/2017 – 4/21/2018
      • Second Loan Period: 5/17/2018 – 12/15/2018
    • Loan period dates for class of 2017 (entering May 2016)
      • First Loan Period: 5/12/2016 – 3/18/2017
      • Second Loan Period: 5/18/2017 – 11/4/2017

Loan proceeds will be paid towards your CalCentral account. If your funds cause a credit balance, the refund will be directly deposited into your personal bank account if you have signed up EFT (Electronic Funds Transfer).


The Department of Education (ED) encourages all eligible students to consider Federal Loans first. Conversely, no matter what entity lends the funds, students should review the terms in detail. The Haas Financial Aid Office is available to provide further information in-person, by phone, via email and through alternate media such as podcasts, chats, and webinars.

The Haas Financial Aid Office does not receive, and will not accept, inducements from lenders in exchange for inclusion in the Preferred Lender List, nor does the Haas School share in the profits from student loans. For more details feel free to read The University of California Code of Conduct in Regard to Preferred Lender Arrangements.

You can choose to borrow from the list above or from another reputable lender.

Disclosures mandated by California law SB 1289
This information was adapted from the UCOP language developed for SB 1289. Students considering student loans need to be aware of the differences between federal student loans and private student loans. This information is communicated to all students attending Orientation:

  • Federal student loans are required by law to provide a range of flexible repayment options including, but not limited to, income-based and income-contingent repayment plans, as well as loan forgiveness benefits that private lenders are not required to provide.
  • Federal Direct Loans are available to most students regardless of income. Other qualification criteria do apply.
  • Federal Direct Loans have fees taken before disbursement. The net amount disbursed will be less than what you will owe.
  • Private student loan lenders can offer variable interest rates that can increase or decrease over time, depending on market conditions.
  • Private student loan interest rates may depend on the borrower’s and/or co-signer’s credit rating. Rates on a Federal Loan cannot be adjusted based on the strength of the borrower’s and/or co-signer’s credit rating.
  • Private student loans have a range of interest rates and fees and students should determine the interest rate and any fees before accepting the loan. Students should contact the lender the Haas Financial Aid Office with any questions about a private student loan.