IBSI Blog
Bridging financial and mental health at work
November 07, 2025
Financial stress shows up everywhere — at work, at home, and even in our sleep. Money and finances have been a top stressor for the American people for almost a decade. (American Psychological Association Survey Shows Money Stress Weighing on…
Prioritizing mental health in the workplace
October 13, 2025
Mental health is now a workplace imperative, not just a personal one. Whether you’re navigating hybrid work as an office manager, experiencing burnout as a frontline worker, or tasked with supporting employee well-being as a leader, the state of…
Challenging the status quo on ownership
August 06, 2025
IBSI’s mission – to build a more equitable, sustainable, and inclusive society – guides everything we do. While we are not diving into our Why today, our How is constantly evolving in response to our changing world. And it’s what we…
California’s push for financial health through personal finance education
July 28, 2025
IBSI has been home to the Lab for Inclusive FinTech (LIFT) since 2020. Through LIFT’s investments in faculty-driven research, student innovations and collaborations, and convenings with major partners, we learn what it takes to make financial…
Focusing on financial health outcomes
July 01, 2025
When I told my Uber driver we were headed to the EMERGE conference led by the Financial Health Network last month, his response summed it up – this country must prioritize financial health and education. And he wasn’t exaggerating. This month,…
LIFT Q&A with Laura Chioda, LIFT Research Director | Ripple Impact Spotlight
November 05, 2023
“Q: What is the Lab for Inclusive FinTech and what are your main areas of focus? A: The UC Berkeley Lab for Inclusive FinTech is a research partnership aimed at unlocking the potential of digital financial technologies to benefit underserved…
Binance Charity | LIFT Initiative Award | Powered by Big Ideas
May 06, 2022
The Madojo team, (L-R) Daniel Huang, Victor Okoro and Joshua Iokua Albano, winners of the Binance-LIFT “Blockchain for Social Good” Grand Prize. (Credit: Adam Lau/Berkeley Engineering) “The other big winner of the night was the Madojo…
Pilot | Crypto wallet and remittance service for unbanked Venezuelan refugees | Medium
October 13, 2021
“Mercy Corps Ventures invested in Valiu in 2019 as their product has the potential to make a significant impact, by improving cross-border remittances, savings rates, and even financial inclusion. Now, Valiu and FinX are excited to announce a…
The AI-Bias Problem And How Fintechs Should Be Fighting It: A Deep-Dive With Sam Farao | Forbes
September 29, 2021
“Just a decade ago, both Artificial Intelligence and Fintechs were fairly new words to the technologically uninitiated. However, in the last decade, they have both had a profound effect on how business, financial transactions, and investments…
Why You’re Paying Bitcoin’s Energy Bill | Chicago Booth Review
September 13, 2021
“Millions of people who have neither mined nor traded a bitcoin are nevertheless paying for bitcoins to exist. That’s because the vast computing power needed to create new bitcoins consumes enormous amounts of electricity and has driven up…