Back to IBSI Research

Study Overview

Studies have documented persistent disparities in financial literacy that often exacerbate existing income and wealth inequality and act as barriers to efforts to promote financial inclusion. This paper investigates whether individuals who would benefit from financial literacy education may choose not to invest in education. Specifically, we examine whether there is negative selection on treatment effects in financial education and explore its implications for welfare.

Study Results

Pending

Intervention: Financial literacy education

Populations: University students, unbanked and underserved

IBSI Funding Acknowledgement: Lab for Inclusive FinTech (LIFT)