Dates: Monday, December 11th, 2023 and Tuesday, December 12th, 2023
Organizers: The Lab for Inclusive Fintech (LIFT) at the University of California, Berkeley and the International Finance Corporation (IFC)
Location: Spieker Forum, Chou Hall, Haas School of Business, UC Berkeley, 2220 Piedmont Avenue, Berkeley, CA 94720-1900
Monday, December 11th, 2023
2:00 pm – 5:30 pm PT | Spieker Forum, Chou Hall
| 2:00 – 2:10 pm | Welcome | Paul Gertler, University of California, Berkeley Cesaire Assah Meh, IFC |
| 2:15 – 3:00 pm | Opening Panel: The Promise of Fintech and the Path to Financial Inclusion |
Chair: Laura Chioda, Director of Research, University of California, Berkeley
Olayinka David-West, Associate Dean & Professor of Information Systems, Lagos Business School |
| 3:05 – 3:40 pm | Policy Panel: Fintech, Big Tech, and Financial Services: a Policy Agenda | Chair: Adel Meer, Global Sector Manager – Financial Inclusion, International Finance Corporation
Julapa Jagtiani, Senior Economic Advisor and Economist, FRB Philadelphia |
| 3:40 – 3:55 pm | Coffee Break | |
| 4:00 – 5:15 pm | Session: Fintech: Vulnerable Populations and Consumer Protection | Chair: Rich Lyons, University of California, Berkeley
Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts The Impact of Price Comparison Tools in Consumer Credit Markets What Works to Connect Women to Digital Technology? Effect on Employment of Government Guaranteed Loans to Small Businesses during COVID |
| 5:20 – 5:35 pm | Closing Remarks | Rich Lyons, Associate Vice Chancellor for Innovation & Entrepreneurship, University of California, Berkeley |
Tuesday, December 12th, 2023
8:30 am – 5:15 pm | Spieker Forum, Chou Hall
| 8:30 – 9:00 am | Check-In | |
| 9:00 – 9:05 am | Introduction to Day 2 | |
| 9:05 – 9:40 am | Keynote Address | Dean Karlan, Professor of Economics & Finance, Kellogg School of Management, Northwestern University Slides |
| 9:40 – 9:50 am | Coffee Break | |
| 9:55 – 10:30 am | Innovating for impact: Fintech and Mission-Driven Investing to Advance Financial Inclusion |
Chair: Denis Medvedev, Senior Economic Advisor, IFC
Matt Flannery, Co-founder and CEO, Branch Intl. |
| 10:35 – 11:15 am | The Role of Digital ID as a Key Component of Expanding Financial Inclusion | Chair: Ken Weber, VP Social Impact & Sustainability, Ripple
Matthew Davie, President, Davie Partners |
| 11:20 – 11:30 am | Coffee Break |
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| 11:30 – 12:35 pm | Session: When Nontraditional Financial Actors Offer Financial Services | Chair: Marcel Fafchamps, Stanford University
Buy Now, Pay Later (BNPL)…On Your Credit Card The Effect of Stock Ownership on Individual Spending and Loyalty Invisible Primes: Fintech Lending with Alternative Data |
| 12:40 – 1:40 pm | Lunch Break |
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| 1:40 – 2:45 pm | Session: Privacy and Fairness in Machine-assisted Decisions | Chair: Sonia Katyal, University of California Berkeley
Algorithms, Privacy and Inequality On the Fairness of Machine Assisted Human Decisions Enabling the Responsible Use of Personal Data with Provably Private Predictions |
| 2:50- 3:55 pm | Session: P2P transfers, Tech Adoption, and Mobile Money | Chair: Jill Grennan, University of California, Berkeley
Friends and Family Money: P2P Transfers and Financially Fragile Consumers Mobile Money, Interoperability, and Financial Inclusion Strategic Complementarities in a Dynamic Model of Technology Adoption: P2P Digital Payments |
| 3:55 – 4:10 pm | Coffee Break | |
| 4:15 – 5:20 pm | Session: Digital Businesses, and SMEs Performance in Developing Countries | Chair: David Sraer, University of California, Berkeley
Virtual Windows Through Glass Walls? Digitization for Mobility-Constrained Female Entrepreneurs Connecting the Countryside via E-Commerce: Evidence from China Smiles in Profiles: Improving Fairness and Efficiency Using Estimates of User Preferences in Online Marketplaces |