Conference | Past Event | June 07 2022 – June 08 2022
Breakthroughs in technologies such as blockchain, cryptocurrencies, mobile banking, investment apps, and digital credit are rapidly changing the global financial ecosystem and driving the creation of novel business models. The fintech revolution holds the promise of not only improving access and usage, but also of expanding the financial health and resilience of businesses and vulnerable populations; yet our understanding of many of its consequences has not kept pace with innovation.
The Lab for Inclusive Fintech (LIFT) and the Digital Credit Observatory (DCO) at the University of California, Berkeley, co-hosted an event on June 7-8 that brought together researchers, implementing partners, and policymakers to explore whether and how digital financial technologies can benefit underserved populations around the world.
The two-day event featured novel research and stakeholder panels that brought together new ideas and expertise across public, private, and NGO sectors to guide the next generation of studies, frame industry conversations and objectives, and inform policymaking.
LIFT is led by the Institute for Business & Social Impact (IBSI), with generous support from Ripple Impact and Binance Charity. The DCO is managed by the Center for Effective Global Action (CEGA) and supported by the Bill & Melinda Gates Foundation.
Agenda
Tuesday, June 7th, 2022
The Impact of Digital Credit in Developing Economies: A Review of Recent Evidence
Jon Robinson, UC Santa Cruz
Recording, Slides, Paper
Data Privacy and Applications for Responsible Innovation in Digital Financial Services
Joshua Blumenstock, CEGA & UC Berkeley
Nitin Kohli, CEGA
Recording, Slides
Consumer Protection & Women’s Economic Empowerment via Digital Financial Services
Too Fast, Too Furious? Digital Credit Delivery Speed and Repayment Rates
Silvia Prina, Northeastern University
Recording, Slides, Paper
Can Transparency Build Trust in Banks? Experimental Evidence from India
Simone Schaner, University of Southern California
Recording, Slides
Evidence of Digital Financial Services Impacting Women’s Economic Empowerment
Rachel Heath, University of Washington
Recording, Slides
Wednesday, June 8th, 2022
Keynote Address
Makhtar Diop, Managing Director, International Finance Corporation (IFC)
Recording
Financial Technology and Key Priorities for Policy and Knowledge Agendas
Chair: Paul Gertler, Professor, UC Berkeley
Arturo Franco, Senior Vice President, MasterCard Center for Inclusive Growth
Bill Maloney, Chief Economist, Latin America and Caribbean Region, World Bank
Eric Parrado, Chief Economist, Inter-American Development Bank
Ken Weber, Head of Social Impact & Sustainability, Ripple
Recording
Fintech, Blockchain, and a New Era of Emergency Aid and Cash Assistance
Chair: Ken Weber, Head of Social Impact & Sustainability, Ripple
Dante Disparte, Chief Strategy Officer & Head of Global Policy, Circle
Jorge Fernandes, Innovation Accelerator Strategic Advisor, World Food Program
Elizabeth Li, Deputy Director, Binance Charity
Scott Onder, Senior Managing Director, Mercy Corps Ventures
Christian Pennotti, Sr Director, Market Based Approaches, CARE
Financial Health and Social Impact – The Role of the Private Sector: New Data, New Players, New Technologies
Chair: Denis Medvedev, Director of Economic Policy Research, IFC
Gabriel Jimenez, Chief Operating Officer, Reserve
Lisa Nestor, Chief Strategy Officer, Airtm
Bryan Pon, Director of Strategy, Kiva
Luz Elena Tellez, Chief Risk Officer, RappiCard Mexico
Keynote Address
Sophie Sirtaine, CEO, CGAP
Recording
Big Data and Artificial Intelligence to Expand Access to Credit
Chair: David Sraer, UC Berkeley
Leveraging Detailed Payment History Data for Better Credit Scoring Methods to Improve Women’s Access to Credit
Paolina Medina, Texas A&M
Recording, Slides
Welfare Sensitive Credit Scoring in Nigeria: Preliminary Results
Suraj R. Nair, UC Berkeley
Recording, Slides
Improving Households’ and Individuals’ Financial Health and Resilience
Chair: Laura Tyson, UC Berkeley
Digital Collateral
Paul Gertler, UC Berkeley
Recording, Slides, Paper
Subsidized Financial Investments, Homeownership, and Upward Mobility
Ulrike Malmendier, UC Berkeley
Recording, Slides
Fintech Innovation and Leveraging ML/AI to Promote Financial Access During Pandemics
Przemyslaw Jeziorski, UC Berkeley
Recording, Slides
SMEs: Technology Adoption and Data Science
Chair: Eric Parrado, Inter-American Development Bank
Economic Impacts of COVID-19 on Small and Medium Enterprises in Latin America
Sean Higgins, Northwestern University
Recording, Slides
Why Are Firms Slow to Adopt Profitable Business Practices? Evidence from a FinTech Product in Mexico
Waldo Ojeda, Baruch College
Recording, Slides
Binance-LIFT Blockchain for Social Good Initiative – Big Ideas
Carbon Pricing DOAs: Ando Shah, UC Berkeley
Recording
Madojo: Victor Inya Okoro, Daniel Huang, and Joshua Iokua, UC Berkeley
Recording, Slides
