Agenda - LIFT - Berkeley Haas

Dates: Monday, December 11th, 2023 and Tuesday, December 12th, 2023

Organizers: The Lab for Inclusive Fintech (LIFT) at the University of California, Berkeley and the International Finance Corporation (IFC)

Location: Spieker Forum, Chou Hall, Haas School of Business, UC Berkeley, 2220 Piedmont Avenue, Berkeley, CA 94720-1900

Monday, December 11th, 2023
2:00 pm – 5:30 pm PT | Spieker Forum, Chou Hall

1:45 – 2:00 pm	Check In
2:00 – 2:10 pm	Welcome	Paul Gertler, University of California, Berkeley Cesaire Assah Meh, IFC Recording
2:15 – 3:00 pm	Opening Panel: The Promise of Fintech and the Path to Financial Inclusion	Chair: Laura Chioda, Director of Research, University of California, Berkeley Olayinka David-West, Associate Dean & Professor of Information Systems, Lagos Business School Sophie Sirtaine, CEO, CGAP Edom Tsegaye, Senior Program Officer, Bill & Melinda Gates Foundation Recording
3:05 – 3:40 pm	Policy Panel: Fintech, Big Tech, and Financial Services: a Policy Agenda	Chair: Adel Meer, Global Sector Manager – Financial Inclusion, International Finance Corporation Julapa Jagtiani, Senior Economic Advisor and Economist, FRB Philadelphia Linda Jeng, CEO / Visiting Scholar on Financial Technology, Digital Self Labs / Georgetown Law Eric Parrado, Chief Economist & General Manager of Research, IADB Recording
3:40 – 3:55 pm	Coffee Break
4:00 – 5:15 pm	Session: Fintech: Vulnerable Populations and Consumer Protection	Chair: Rich Lyons, University of California, Berkeley Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts Presenter: Emily Breza, Harvard University Slides Recording The Impact of Price Comparison Tools in Consumer Credit Markets Presenter: Sean Higgins, Northwestern University Slides Recording What Works to Connect Women to Digital Technology? Presenter: Simone Schaner, University of Southern California Slides Recording Effect on Employment of Government Guaranteed Loans to Small Businesses during COVID Presenter: Paul Gertler, University of California, Berkeley Slides Recording
5:20 – 5:35 pm	Closing Remarks	Rich Lyons, Associate Vice Chancellor for Innovation & Entrepreneurship, University of California, Berkeley Recording

Tuesday, December 12th, 2023
8:30 am – 5:15 pm | Spieker Forum, Chou Hall

8:30 – 9:00 am	Check-In
9:00 – 9:05 am	Introduction to Day 2
9:05 – 9:40 am	Keynote Address	Dean Karlan, Professor of Economics & Finance, Kellogg School of Management, Northwestern University Slides Recording
9:40 – 9:50 am	Coffee Break
9:55 – 10:30 am	Innovating for impact: Fintech and Mission-Driven Investing to Advance Financial Inclusion	Chair: Denis Medvedev, Senior Economic Advisor, IFC Matt Flannery, Co-founder and CEO, Branch Intl. John Onwualu, Principal, Flourish Viviana Siless, CTO, Co-founder, and Professor, Quipu & Universidad Torcuato Di Tella Recording
10:35 – 11:15 am	The Role of Digital ID as a Key Component of Expanding Financial Inclusion	Chair: Ken Weber, VP Social Impact & Sustainability, Ripple Matthew Davie, President, Davie Partners Will Le, CEO, impactMarket Rebecca Rouse, Digital Finance Team Lead, USAID Schan Duff, Lead, Global Product and Partnerships Legal, Stripe Recording
11:20 – 11:30 am	Coffee Break
11:30 – 12:35 pm	Session: When Nontraditional Financial Actors Offer Financial Services	Chair: Marcel Fafchamps, Stanford University Buy Now, Pay Later (BNPL)…On Your Credit Card Presenter: Benedict Guttman-Kenney, University of Chicago Slides Recording The Effect of Stock Ownership on Individual Spending and Loyalty Presenter: Paolina Medina, University of Houston Slides Recording Invisible Primes: Fintech Lending with Alternative Data Presenter: Dimuthu Ratnadiwakara, Louisiana State University Slides Recording
12:40 – 1:40 pm	Lunch Break
1:40 – 2:45 pm	Session: Privacy and Fairness in Machine-assisted Decisions	Chair: Sonia Katyal, University of California Berkeley Algorithms, Privacy and Inequality Presenter: Catherine Tucker, MIT Slides Recording On the Fairness of Machine Assisted Human Decisions Presenter: Jann Spiess, Stanford University Slides Recording Enabling the Responsible Use of Personal Data with Provably Private Predictions Presenter: Joshua Blumentock, University of California, Berkeley Slides Recording
2:50- 3:55 pm	Session: P2P transfers, Tech Adoption, and Mobile Money	Chair: Jill Grennan, University of California, Berkeley Friends and Family Money: P2P Transfers and Financially Fragile Consumers Presenter: Emily Williams, Harvard University Slides Recording Mobile Money, Interoperability, and Financial Inclusion Presenter: Nicola Limodio, Bocconi University Slides Recording Strategic Complementarities in a Dynamic Model of Technology Adoption: P2P Digital Payments Presenter: David Argente, Yale University Slides Recording
3:55 – 4:10 pm	Coffee Break
4:15 – 5:20 pm	Session: Digital Businesses, and SMEs Performance in Developing Countries	Chair: David Sraer, University of California, Berkeley Virtual Windows Through Glass Walls? Digitization for Mobility-Constrained Female Entrepreneurs Presenter: Layane Alhorr, Harvard University Slides Recording Connecting the Countryside via E-Commerce: Evidence from China Presenter: Benjamin Faber, University of California, Berkeley Slides Recording Smiles in Profiles: Improving Fairness and Efficiency Using Estimates of User Preferences in Online Marketplaces Presenter: Emil Palikot, Stanford University Slides Recording